I've spent some thought time trying to get to the bottom of what precipitated the credit crunch. Ultimately it came down to lack of transparency at multiple levels from credit risk scoring to flawed hyper-diversification models. The human ingredients through the good times were mathematics and confidence. In the aftershock, we turned to Quantitive Easing and prayer. The sculpture Yogi Credit Crunch paints the surprisingly spiritual conversation I had with one powerful Goldman Sachs banker as he sat in the eye of the storm..